I am in GA and just recently purchased an Inflatable business. I then added a trackless train(Royal Train Rides), as the person I purchased the business from had an old hand build train but I wanted a nicer new one. Because I had the train, I won a bid with a larger event with a church with my Inflatables & the new train. I was then contacted by the GA Dept of Transportation. Was told that I could not operate my Train without the proper permits. That the train was considered an Amusement Park Ride and had to be inspected by an inspector from the GA Dept. - upon inspection would receive a Tag to be posted on the ride at all times while in operation. Then once the paper work was complete and the proper Insurance was obtained I would then be sent a permit. In the paper work they asked for a list of all places where the Ride will be set up, and to send them a schedule for where /when any events would be held.
They said they required a 1,000,000 insurance policy - Per rider, per incident. I was panicked - The event was the next day.. I got the inspection done on a rush & was in luck the inspector was in my area. He came by did the inspection, I got my tag License plate and the paperwork was put on rush.. The Dept of Trans. approved a 1 day operation - since it was already scheduled. But the insurance was another issue...
My policy reads 100,000. each occurrence with per person 50,000 and 1,000,000 Aggregate .
I priced a 1,000,000 per person policy and it was like 15,000 - & that's about what the train cost me.
Issue.. I am a small business - My train has goes out maybe once every other month...in the busy season.. And sits in the driveway the rest of the year. I only make about $350.00 for each 2 hour rental, and again it's only been out 3 times - twice in Oct when I first got it - then once in Nov.
There are only 1 or 2 other companies that I know of in the area, that have a train.. & as far as I know neither have this Permit/License. Has anyone heard of this Special Permit/license..
I found out later that the person who had the job with the church got mad when they lost the bid to me and turned in me and the church to the inspector’s office.
I was just wondering if anyone knows of this Special Permit/license "law" for Trackless Trains.. The insurance issue is still bothering me - I just can't do 15,000 yr. for a 1,000,000 Train Only insurance when I only make 1,000 on the train.. Any Help Suggestion? The train is great for the larger event - People love it and it gets me the jobs for the larger Inflatable events.
Any Help or Advice is appreciated..
Thanks, Kim : }